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Use XCARET100 To transfer money without OTP in Nigeria

In this post am going to show you the easiest way on how to bypass bank otp verification in Nigeria,remember in my last post I stated how you can transfer money without otp verification in Nigeria using BVN and cardro pro tool. Please bear in mind that this post is not in anyway supporting illegal act,so you are responsible if been caught.



For years now I have been revealing yahoo tricks and updates to all my readers freely, everything posted here I have been working Online and doing my things Codedly and so many Guys has known me so they prefer working with me on a regular.

Have been receiving questions in the comment section and inbox on how you guys wants to learn how to bypass bank otp verification in Nigeria,it may look impossible to you but its very real.

See yahoo boys of this days don’t need access to your phone number or alert Sim card to remove your cash from your bank, just show them your front and back card details and they will empty it immediately. Every work now have it’s tools example is XCARET100 tool.

At the end of this post you will learn:

  • The Meaning of Bank OTP Verification
  • I will Tell You How possible it’s to Bypass Bank Otp verification
  • Also Read  How To Send Fake Bank Alert in Nigeria /world – Mobile Apps

  • I will Share one Powerful Tool To Bypass OTP verification in Nigeria
  • And How to Remain Anonymous During this Transfer


  • What is bank otp verification

    Bank OTP verification is a “One-Time Password” which is randomly generated and sent to your registered mobile number or registered email address for validationof your transaction. This is to provide an enhanced level of security on card transactions.

    When making payment online with your Nigeria debit cards, it always ask for verification code, and when it gets to that stage a 6 or 4 digit code will be sent to the registered Sim or Email address attached with the bank account.
    So if you are the owner of the account and have access to the Sim or email, you can easily receive it and input the code.

    The reasons for this otp code is that the bank do this for security reasons at least to reduce illegal funds transfer through banks. You will understand that if you’ve been doing online transactions before now.

    Can i be able to Transfer Money Without Otp In Nigeria?

    Well the answer is yes, just that you don’t know the tricks and tools involved. See this era of yahoo work is now wild in fact men are now going into what I called advance yahoo not even dating or military.

    Have u heard a story or experience when you woke up to see debit alerts you never made? If yes,it simply means that one yahoo boy have successful tempered with your bank account,even if it haven’t happened to you,it happens always now that the technology is advancing.

    Also Read  Cardro Pro V8.5 Apk Download – BVN Account hacking software

    So its very possible for you Transfer Money Without Otp In Nigeria using hacking skills and tools.

    As a Hacker,You don’t think like Normal Human,You think beyond the impossibility,You imagine and find solutions to things that people say it can’t work. With this,You can make Massive income given them a perfect solution (that’s how Hacking pays)

    Tools to bypass / Transfer Money Without Otp In Nigeria.

    We have two mainly strong software to do this work,its either you use cardro pro software or XCARET100.but in the guide I will be showing you how to use XCARET100 to Transfer Money Without Otp In Nigeria.

    XCARET100 Software and uses


    XCARET100 is a Bank Hacking Tool developed to solve the issue of Transferring Funds from stolen or hacked cards in Nigeria without having OTP verification issues.

    With XCARET100 software app specially designed for Android and iphone users, anyone can make bank transfers without OTP. Let me break down the two functions of this tool.

    How XCARET100 works

  • Transfer of funds : with XCARET100 you can easily transfer funds from one account to another without security issues, also you can perform other bank transactions like check account balance,recharge e.t.c, using XCARET100 you don’t need pin or otp code,just put ATM card number, Card cvv, card expiration date.


  • Online shopping : with XCARET100 software you can buy / checkout goods and services online. The XCARET100 has its own Inbuilt mobile Browser which makes it possible to shop on any online store in Nigeria without OTP.
  • Me I usually use it to buy Bitcoin because I can receive to my wallet immediately without stress or any trace.

    Also Read  Latest WorldRemit Carding and Money Transfer Methods 2020

    XCARET100 Transaction limits

    With XCARET100, You cannot Transfer below 30,000 Naira and you can’t transfer above 3Million Naira daily.

    The Transaction limit will rest every 48hrs. That means if you exit the maximum of 3Million naira today before you can send again, you will have to wait till another 48hrs. Wither on the same or different Credit/debit Cards.

    👉👉Download Xcart100 ApK


    Best websites you can use XCARET100 software

    You can use this software in many websites but I will list some I have been using without issues, and also I like shopping for things I can get immediately. Check them below :

  • Luno.com
  • Alixpress
  • Namecheap
  • Coinbase
  • Overview of XCARET100 installation

    After you purchased the software and license code,a link will be giving to you for XCARET100 download, install the latest version and open.

    When you access app, You can click the start Button or the Menu button to start using the app.

    When you do, you will see the main menu of the app.

    This app is 100% easy to use and even if you are a novice the instructions is very clear for you to follow, and I will guide you if you still don’t understand.

    How much is XCARET100

    To buy this XCARET100 software and activation code will cost you $100, visit their official website www.bankinghacking.com and place your order.

    i dont have the software currently

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